Finance Calculators

Money questions are easier to answer when you can see the numbers. These finance calculators cover the decisions most people face: how much a loan or mortgage will really cost, how fast savings grow with compound interest, how long it takes to clear a credit card, and what an hourly wage adds up to over a year.

Every calculator works in any currency, shows its formula, and walks through a worked example so you can check the logic yourself. Results are estimates for planning. Lenders and banks may round differently or add fees, so confirm final figures with them before you sign anything.

Loan CalculatorWork out the monthly payment, total interest and year-by-year amortization schedule for any fixed-rate personal, car or student loan, in any currency.Mortgage CalculatorEstimate your full monthly mortgage payment, including principal, interest, property tax, insurance, HOA fees and PMI, with a yearly amortization table.Compound Interest CalculatorSee how savings or investments grow with compound interest and regular monthly contributions, with daily, monthly, quarterly or yearly compounding.Simple Interest CalculatorCalculate simple interest on a loan or deposit from the principal, annual rate and time in years, months or days, with a year-by-year breakdown.Savings Goal CalculatorFind how much you need to save each month to reach a savings goal by a target date, counting what you already have and the interest it earns.Retirement CalculatorProject your retirement savings from your age, current balance and monthly contributions, then see the income it could support in today's money.Inflation CalculatorSee what an amount will cost in the future at a given inflation rate, and how much purchasing power your money loses over time, with a yearly table.Salary to Hourly CalculatorConvert pay between hourly, daily, weekly, biweekly, monthly and annual amounts, using your own hours per week and weeks worked per year.ROI CalculatorCalculate return on investment (ROI) as a percentage, the net gain or loss, and the annualized return (CAGR) for investments held for any length of time.Credit Card Payoff CalculatorFind out how long it will take to pay off a credit card balance and how much interest you will pay, or the monthly payment needed to be debt-free by a set date.Sales Tax & VAT CalculatorAdd sales tax, VAT or GST to a net price, or remove it from a gross price to find the amount before tax.Profit Margin CalculatorCalculate gross profit margin and markup from cost and price, or find the selling price that hits a target margin or markup.

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